Achieving your financial, retirement, estate planning, and other goals may require a financial advisor. But advisors are not all the same: who you have serving you can make a big difference in achieving your goals. The relationship you have with your advisor should be about more than “just” trust or the name on the door. This webinar offers guidance to help you select the financial advisor that is right for you.Read More
“Clients nearing or in retirement painfully remember 2008 and are aware that the U.S. hasn’t had a recession in over a decade. This is a fear-based question that crosses many people’s minds and is a great opportunity to revisit core planning principles to help put them at ease. When this question arises, I conduct a behavioral exercise during which we discuss: recession concerns, portfolio allocation, Social Security, health care costs [and] other income sources.”Read More
Advisors working with retirees and near-retirees are discouraging them from chasing riskier returns.
However, they are asking investors to think deeply about their ability to withstand a period of low interest rates and a market upheaval.Read More
"The Capital One data breach serves as a great, yet painful, reminder that it's important for clients to ask financial, insurance, educational and other institutions what security measures they have in place to help prevent such violations," Mr. Barse said. "Given that the Capital One breach is front of mind, now is a great time for clients to inquire how their institutions will assist them in the unfortunate event that their confidential data is compromised. It's also a great time for advisers to educate clients on the information security and best practices their institutions have in place."Read More
“Clients who are worried about stock market implosions may benefit from modifying their portfolio so that they don’t have more than the appropriate amount of exposure to equities,” said Vance Barse, a wealth strategist at Manning Wealth Management in San Diego.
He’s addressing this by having clients complete a semi-annual risk tolerance questionnaire.Read More
Advisers must resolve themselves to do two things: 1. Not exclude a woman (purposely or unwittingly) from discussions and decisions about a couple's finances, and 2. Ensure that any female partner not expressing interest in this realm understands why engagement is critical.Read More
"The onus is on the financial adviser to include the wife as a core contributor to the financial planning process so that each has an equal voice," said Vance Barse, wealth strategist at Manning Wealth Management.Read More
“There are some bad actors with great personalities,” said Vance Barse, a wealth strategist at Manning Wealth Management in San Diego.Read More
"Smart money is becoming more and more savvy on the nuances of the financial services industry," said Vance Barse, wealth strategist at Manning Wealth Management. "This includes knowing the difference between a modern-day fiduciary and the classic broker."Read More